If you live in Illinois and you are looking for a cash advance from your lawsuit, there are a couple of things you need to know. First of all, pre-settlement funding is regulated in Illinois. Specifically, the companies offering cash advances in Illinois are not allowed to charge more than 36% per year along with an application. But, Legal Capital does better than that – much better – we charge less than 36% per year and then after 36 months, we stop all interest charges. So there is absolutely no interest after 36 months. This can make a huge difference. If you took $5,000.00 from one of our competitors in Illinois, after 5 years you would owe them $23,500.00.